Ulta Credit Card Payment: How to Pay Online, by Phone & Quick Pay

Card Issuer: Comenity Bank ·
Customer Care (Mastercard): 1-866-257-9195 ·
Customer Care (Store Card): 1-866-254-9971 ·
Online Portal: d.comenity.net ·
Quick Pay: Available without login

Six key facts about the Ulta credit card payment system, drawn directly from the issuer’s own documentation:

The implication: Ulta gives cardholders three standard channels, but the Quick Pay option is the only one that doesn’t require an account login.

How do I pay my Ulta credit card bill?

Paying your Ulta credit card bill can be done through several official channels. Below are the step-by-step instructions for each method, sourced from Ulta’s own FAQ and Comenity’s portal.

1. Choose your preferred payment method: online, phone, mail, or Quick Pay.
2. Gather your account number and personal details.
3. Follow the instructions for your chosen method as outlined below.
4. Confirm your payment is processed within the expected timeframe.

Paying online through your account

• Go to Ulta’s credit card page (card issuer) and click “Manage Account.”
• You’ll be redirected to the Comenity login portal at d.comenity.net.
• Log in with your username and password, then select “Make a Payment.”
• Enter the amount and payment date – online payments carry no fee.

Paying by phone with customer care

• Call 1-866-257-9195 if you have the Ulta Beauty Rewards Mastercard.
• Call 1-866-254-9971 if you have the Ulta Beauty Rewards Credit Card (store card).
• Follow the automated prompts or speak with a representative to make a payment.
• Note: expedited phone payments may incur a fee of up to $15 (Comenity legal documents (card issuer disclosures)).

Paying by mail with a check

• Write a check or money order payable to “Comenity Bank” for your Ulta credit card.
• Include your account number on the payment.
• Mail to the address printed on your billing statement – do not send cash.
• Allow 5–7 business days for processing.

The trade-off: online and Quick Pay are free and fast; phone payments are convenient but may carry a fee for expedited service; mail payments are slow but reliable.

What is the 800 number for Ulta credit card Customer Care?

Ulta provides two distinct customer care numbers depending on which card product you hold. Using the wrong number may delay your payment.

Customer service hours

• Hours of operation are not published on the official site; call volumes may vary.
• Automated phone payments can be made 24/7.

Alternate phone numbers

• Ulta Beauty Rewards Mastercard: 1-866-257-9195
• Ulta Beauty Rewards Credit Card (store card): 1-866-254-9971
• For TDD/TTY assistance: 1-888-819-1918 (Ulta Beauty Rewards official page (card issuer))

Why this matters: The separate numbers reinforce that the Mastercard and store card are distinct products, each serviced by different Comenity teams.

Can I pay my Comenity bill without logging in?

Yes. Comenity offers a Quick Pay (also called EasyPay) option that lets you make a payment without signing into your account.

Using EasyPay / Quick Pay

• Visit d.comenity.net and look for the “Quick Pay” or “Pay Without Logging In” link.
• Enter your account number and other identifying information as prompted.
• Submit your payment – funds may post the same business day.

Setting up Quick Pay

• No setup required; it’s available directly from the login page.
• You can save your account details for faster future payments.

Security of Quick Pay

• All transactions occur on Comenity’s secure domain (d.comenity.net).
• Always verify the URL before entering sensitive information.

The pattern: Quick Pay is the fastest option for one-off payments because it eliminates the login step – but it still requires your account number and billing details.

What is the safest way to pay with your credit card?

Paying through official channels minimizes risk. Here are the best practices specific to your Ulta credit card.

Secure online payment tips

• Always use the official Comenity portal at d.comenity.net – never third-party bill-pay sites.
• Enable two-factor authentication on your account if available.
• Use a password manager to avoid reusing credentials.

Avoiding phone and mail fraud

• Initiate phone payments only by calling the numbers listed on Ulta’s official site.
• Never provide your card details in response to an unsolicited call.
• For mail payments, use a check and send it to the billing address on your statement.

Monitoring account activity

• Check your transaction history regularly through your online account.
• Report any unauthorized charges immediately to customer care.

The implication: The safest method is online payment through the official portal, because it uses end-to-end encryption and gives you a digital receipt.

Is there a way to make a credit card payment instantly?

“Instant” is relative – here’s what you can expect from each channel.

Instant payment via Quick Pay

• Payments submitted via Quick Pay may post within minutes during business hours, but same-day posting is not guaranteed.

Instant payment via phone

• Phone payments made with a representative can be applied immediately if you pay the expedited fee (up to $15).

Standard processing times

• Standard online payments: post within one business day.
• Mail payments: applied upon receipt, typically 5–7 business days.

The catch: Only expedited phone payments and some Quick Pay transactions offer same-day posting – and the phone route may cost you $15.

The balance: Most critical information is confirmed by the issuer, but processing speed and phone-service fees lack public documentation.

What Ulta credit card customers say

“Please call Customer Care at 1-866-257-9195 (for Mastercard) or 1-866-254-9971 (for store card).”

– Ulta Credit Card Customer Care page (Ulta Beauty Rewards official page (card issuer))

“Sign in to manage your account or use EasyPay for quick payment without logging in.”

– Ulta credit card login page (via Comenity portal (card servicer))

The editorial read: Both the issuer and the servicer point to the same clear message – online self-service is the preferred route, but phone help is available.

For Ulta cardholders who need reliability, the choice is clear: use the official Comenity portal for free, trackable payments, and keep the customer care numbers handy for urgent issues. Avoid mailing cash or using third-party bill-pay services, and always verify you’re on d.comenity.net before entering your account information.

Frequently asked questions