Cash App Class Action Settlement: Payout Amounts

If you’ve ever received a Cash App referral text you didn’t ask for, you might be part of a class action settlement. There are actually multiple Cash App settlements—one over security breaches and another over unsolicited spam texts—and the deadlines, payouts, and eligibility rules differ.

Spam-text settlement fund: $12.5 million ·
Reported payout per person: $88–$147 ·
Final approval hearing: Jan. 13, 2025 ·
CFPB settlement finalization: April 2025 ·
Official security settlement website: cashappsecuritysettlement.com

Six key facts, one pattern: the settlements are completely separate, with different deadlines, eligibility, and payout structures.

How much will I get from the Cash App settlement?

Payout ranges by settlement

• For the $12.5M spam-text settlement, ClassAction.org (legal-news outlet) reports payouts between $88 and $147 per person, depending on the number of valid claims.
• The security settlement’s official site, cashappsecuritysettlement.com (settlement administrator), does not list a per-person payout amount.
• The CFPB settlement, detailed on Cash App’s help page (company support site), was finalized in April 2025 but no individual payout figure is given.

What the $12.5M payout estimate means

• The $12.5 million fund covers claims from Washington residents who received unsolicited referral texts between Nov. 14, 2019, and Aug. 7, 2025, according to the Bottoms v. Block, Inc. settlement site (official case page).
• Investopedia (financial education site) also reported that eligible residents could claim part of this fund.
• The final per-person amount shrinks as more valid claims are filed.

Unverified $2,500 and $5,300 figures

• Some third-party sites, like SDM Medical College (unaffiliated blog), mention payouts of $2,500 or $5,300, but no official settlement page confirms those amounts.
• The official Cash App Security Settlement and Bottoms settlement site do not list any such figures.
• Treat any number above $147 as unconfirmed until the settlement administrator issues a notice.

The implication: Only the $12.5M spam-text settlement has a verified payout range; the security settlement’s per-person figure remains unknown.

Who gets Cash App settlement money?

Cash App Security Settlement scope

• The official settlement website, cashappsecuritysettlement.com (settlement administrator), states the class action involves Block, Inc. and Cash App Investing, LLC, and that eligible people may need to act to receive money.
• This settlement covers security breach claims, not spam texts.

Unsolicited referral-text recipients

• Investopedia (financial education site) reports that people who received an unsolicited referral text from Cash App could claim part of the $12.5M settlement, provided they were Washington residents.
• The Bottoms settlement site (official case page) defines the class as those who received a Cash App referral text between Nov. 14, 2019, and Aug. 7, 2025, were Washington residents, and did not consent in advance.

Confirming your affected status

• Eligibility definitions differ by settlement. Being a general Cash App user does not automatically qualify you for every fund.
• Check the security settlement site or spam-text settlement site for your specific situation.
• The Cash App Help Center (company support page) notes that the CFPB settlement is a separate process.

The pattern: Each settlement targets a distinct group, and most Cash App users fall outside all of them.

How do I claim my money from Cash App?

Where to file a claim

• The claim portal for the security settlement is the official website: cashappsecuritysettlement.com (settlement administrator).
• For the spam-text settlement, claims are filed at bottomstextsettlement.com (official case site).
• The Hill (news outlet) reported that the settlement website did not yet say when payments would be dispersed.

Information you need

• You’ll need to provide your name, address, and possibly proof of the relevant text message or breach notification.
• The official claim forms ask for details matching the class definition.

Deadline and final approval

• The security settlement claim deadline was Nov. 18, 2024. That window is closed.
• For the spam-text settlement, the deadline was Oct. 27, 2025. That window is also closed.
• The Hill (news outlet) reported that a final approval hearing was scheduled for Jan. 13, 2025.
• If you missed both deadlines, you cannot file a claim now.

The catch: With both deadlines past, only those who already submitted valid claims can expect any payment.

How do I know if I’m getting Cash App settlement?

Settlement status check

• Settlement status is communicated through the official settlement website and by the settlement administrator.
• For the security settlement, check cashappsecuritysettlement.com (settlement administrator) for updates.
• For the spam-text settlement, see bottomstextsettlement.com (official case site).

Administrator notifications

• The settlement administrator will mail or email notices to class members whose claims were accepted.
• If you filed a valid claim, watch for correspondence from the administrator.

CFPB finalization vs. payment status

• The Cash App Help Center (company support page) says the CFPB settlement finalization was April 2025. Finalization is not the same as receiving a payment.
• Payment distribution often follows weeks or months after final approval.
• Do not rely on your in-app balance alone; check the official settlement site for the specific fund.

Is Cash App sending out checks?

Payment methods in class action settlements

• Class action settlements typically distribute payments by paper check, direct deposit, or prepaid debit card.
• None of the provided top results explicitly confirms that Cash App is sending paper checks to all eligible recipients.

Check distribution status

• ClassAction.org (legal-news outlet) says the $12.5M settlement payouts will be between $88 and $147, but does not specify the payment method in the provided excerpt.
• Payment method and timing depend on the settlement administrator’s approved distribution plan.

Direct deposit and other options

• Some class settlements offer direct deposit; others rely on checks.
• Check the settlement website for distribution details once payouts begin.

The pattern: Payment method remains unspecified across all settlements, so claimants should watch for administrator instructions.

When is the Cash App class action settlement payout date?

Known payout dates from SERP sources

• Provided sources do not list a universal payout date for Cash App class action settlements.
• One settlement had a final approval hearing on Jan. 13, 2025; payouts typically follow after final approval and the resolution of any appeals.

What happens after final approval

• After final approval, the settlement administrator processes valid claims and distributes funds.
• The Cash App Help Center (company support page) says the CFPB settlement finalization was April 2025; the $12.5M spam-text settlement payouts depend on valid claim totals.

The $2,500 payment date question

• The $2,500 payment date appears in related searches, but the provided official sources do not confirm that amount or its payment date.
• Any claims about a specific payout date for $2,500 should be treated as speculative.

How much is the Cash App settlement payout per person in 2026?

2026 payout estimate status

• No official source in the provided SERP data confirms a 2026 per-person payout amount.
• For the $12.5M spam-text settlement, the reported payout estimate is $88–$147 per person, subject to valid claims.

The verified $88–$147 range

• ClassAction.org (legal-news outlet) reports that the $12.5M settlement payouts will be between $88 and $147 per person, depending on the total number of valid claims.
• This is the only verified range from a source with some authority.

Why 2026 figures may be speculative

• Any 2026 amount above $147, including $2,500 or $5,300, is not confirmed by the official sources in the provided inputs.
• Readers should verify 2026 payment information on the official settlement website and in written notices from the administrator.

The catch: Any 2026 payout figure above $147 lacks official backing, so treat it as rumor until the administrator publishes final numbers.

Timeline

• Nov. 2024: The Hill (news outlet) reported a Monday claim deadline in a Cash App settlement.
• Jan. 13, 2025: Final approval hearing scheduled in one Cash App settlement (The Hill).
• April 2025: Cash App help page said CFPB settlement finalization would occur (Cash App Help Center).
• Jul. 28, 2025: ClassAction.org (legal-news outlet) reported the $12.5M payout estimate of $88–$147 per person.
• Oct. 8, 2025: Investopedia (financial education site) reported that eligible residents could claim part of the $12.5M Cash App settlement.
• 2026: No confirmed Cash App class action settlement payout date or per-person amount in provided sources.

What’s clear and what’s not

Confirmed facts

• Official security settlement site names Block, Inc. and Cash App Investing, LLC as parties.
• $12.5M settlement has a reported payout range of $88 to $147 per person.
• A final approval hearing was set for Jan. 13, 2025.
• Cash App help page puts CFPB settlement finalization in April 2025.
• Spam-text settlement claim deadline was Oct. 27, 2025.

What’s unclear

• Per-person payout totals for the Cash App Security Settlement; no figure appears in provided sources.
• Whether the $2,500 or $5,300 amounts are real; no official confirmation appears in provided SERP data.
• Exact 2026 payout dates.
• Payment vehicle: paper check, direct deposit, or in-app balance.

Quotes from the settlements

Eligible people may need to act to receive money from a class action settlement involving Block, Inc. and Cash App Investing, LLC.

Cash App Security Settlement administrator

The CFPB settlement finalization is April 2025.

Cash App Help Center

Payout estimate between $88 and $147 per person in the $12.5M settlement, depending on valid claims.

ClassAction.org

Eligible residents can claim part of the $12.5M Cash App settlement after receiving an unsolicited referral text.

Investopedia

Summary

The Cash App class action settlement story is really two separate cases: one for security breaches and one for spam texts. The security settlement claims closed in late 2024, and the spam-text settlement claims closed in October 2025. The only confirmed payout range is $88–$147 per person for the spam-text fund. For anyone who missed both deadlines, there is no next step. For those who filed valid claims, watch the settlement administrator’s notifications. The $2,500 and $5,300 figures floating around online remain unconfirmed by any official source. For Cash App users hoping for a 2026 payout, the message is clear: check the official settlement websites, not third-party blogs, or you’ll be chasing phantom money.

Frequently asked questions

Related reading

• Cash App class action settlement payout eligibility deadline status 2025 — Full breakdown of the security and spam-text settlements, deadlines, and payout status.